{"id":9906,"date":"2026-07-23T16:17:23","date_gmt":"2026-07-23T14:17:23","guid":{"rendered":"https:\/\/shams-alyaoum.com\/fr\/?p=9906"},"modified":"2026-07-23T16:17:23","modified_gmt":"2026-07-23T14:17:23","slug":"moniepoint-publie-son-premier-rapport-dimpact-revelant-comment-le-tout-premier-acces-au-credit-transforme-les-entreprises-africaines","status":"publish","type":"post","link":"https:\/\/shams-alyaoum.com\/fr\/moniepoint-publie-son-premier-rapport-dimpact-revelant-comment-le-tout-premier-acces-au-credit-transforme-les-entreprises-africaines\/","title":{"rendered":"Moniepoint publie son premier rapport d’impact, r\u00e9v\u00e9lant comment le tout premier acc\u00e8s au cr\u00e9dit transforme les entreprises africaines"},"content":{"rendered":"

L’entreprise a octroy\u00e9 plus de 700 millions de dollars de cr\u00e9dit aux MPME en 2025<\/i><\/b><\/p>\n

\n

Moniepoint Inc. (\u00ab Moniepoint \u00bb ou la \u00ab Soci\u00e9t\u00e9 \u00bb), plateforme africaine d’\u00e9cosyst\u00e8me financier tout-en-un pour les particuliers, les entreprises et leurs clients, publie aujourd’hui son premier rapport d’impact intitul\u00e9 \u00ab Cr\u00e9er le bonheur financier \u00bb.<\/p>\n

Ce rapport retrace l\u2019\u00e9volution de Moniepoint, pass\u00e9 d\u2019un fournisseur d\u2019infrastructures financi\u00e8res \u00e0 un \u00e9cosyst\u00e8me financier complet, et aujourd\u2019hui su service de plus de 20 millions d\u2019entreprises et de particuliers et un volume de plus de 250 milliards de dollars de transactions par an. Il souligne \u00e9galement l\u2019impact d\u2019un acc\u00e8s \u00e9largi au cr\u00e9dit, aux services bancaires et aux outils de gestion d\u2019entreprise pour les MPME nig\u00e9rianes, qui font face \u00e0 un d\u00e9ficit de financement d\u2019environ 32,2 milliards de dollars.<\/p>\n

L’acc\u00e8s au cr\u00e9dit est au c\u0153ur de ce rapport. En 2025, Moniepoint a octroy\u00e9 plus de 700 millions de dollars de pr\u00eats aux MPME. Pour trois emprunteurs sur quatre, un pr\u00eat Moniepoint constituait le tout premier cr\u00e9dit commercial formel jamais accord\u00e9 \u00e0 leur entreprise. Parall\u00e8lement, les entreprises ayant b\u00e9n\u00e9fici\u00e9 d’un cr\u00e9dit Moniepoint ont enregistr\u00e9 une hausse de 36 % de la valeur moyenne de leurs transactions, ce qui plaide en faveur d’une approche du pr\u00eat davantage orient\u00e9e donn\u00e9es.<\/p>\n

En 2025, Moniepoint a \u00e9galement augment\u00e9 de plus de 300 % ses pr\u00eats aux entreprises d\u00e9tenues par des femmes, ces derni\u00e8res repr\u00e9sentant 36 % de son portefeuille de pr\u00eats : un pourcentage nettement sup\u00e9rieur \u00e0 la moyenne du secteur, situ\u00e9e entre 15 et 25 %. Pour 62 % des entrepreneures interrog\u00e9es, un pr\u00eat Moniepoint constituait leur premier financement accord\u00e9 par un \u00e9tablissement formel.<\/p>\n

\u00ab\u00a0Notre premier rapport d’impact met en lumi\u00e8re l’influence consid\u00e9rable des infrastructures fintech modernes sur l’acc\u00e8s aux services financiers en Afrique, qu’il s’agisse de particuliers, d’entreprises et de leurs clients. Pour bon nombre d’entrepreneurs que nous avons soutenus l’an dernier, il s’agissait du premier pr\u00eat formel jamais accord\u00e9 \u00e0 leur entreprise : un rappel du potentiel immense encore inexploit\u00e9 sur le continent, qui se r\u00e9v\u00e8le pleinement lorsque l’acc\u00e8s au cr\u00e9dit n’est plus un obstacle<\/i>\u00a0\u00bb, a d\u00e9clar\u00e9\u00a0Tosin Eniolorunda, cofondateur et CEO du groupe Moniepoint Inc.<\/b><\/p>\n

\u00ab\u00a0Notre objectif reste inchang\u00e9 depuis dix ans, \u00e0 savoir b\u00e2tir l’infrastructure n\u00e9cessaire \u00e0 l’inclusion financi\u00e8re de tous. Nous sommes r\u00e9solus \u00e0 respecter cet engagement, une transaction \u00e0 la fois. \u00bb<\/i><\/p>\n

Au-del\u00e0 de ses activit\u00e9s commerciales, le rapport met en exergue la contribution plus large de Moniepoint au d\u00e9veloppement \u00e9conomique et social gr\u00e2ce \u00e0 ses investissements dans les talents, l’\u00e9ducation, l’entrepreneuriat et le d\u00e9veloppement communautaire. Guid\u00e9e par les ODD des Nations Unies, Moniepoint a \u00e9largi les perspectives d’emploi gr\u00e2ce \u00e0 des initiatives telles que ses programmes d’ing\u00e9nierie Women in Tech et DreamDevs tout en soutenant l’enseignement des sciences, des technologies, de l’ing\u00e9nierie et des math\u00e9matiques (STEM), l’\u00e9ducation financi\u00e8re, l’entrepreneuriat f\u00e9minin et les enfants d\u00e9favoris\u00e9s, touchant ainsi des dizaines de milliers de b\u00e9n\u00e9ficiaires.<\/p>\n

Nomm\u00e9e parmi les 100 entreprises les plus influentes du magazine TIME en 2025 et r\u00e9guli\u00e8rement reconnue par le Financial Times parmi les entreprises africaines \u00e0 la croissance la plus rapide, Moniepoint est devenue une entreprise mondiale employant plus de 3 300 personnes dans 10 pays.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

L’entreprise a octroy\u00e9 plus de 700 millions de dollars de cr\u00e9dit aux MPME en 2025 Moniepoint Inc. (\u00ab Moniepoint \u00bb ou la \u00ab Soci\u00e9t\u00e9 \u00bb), plateforme africaine d’\u00e9cosyst\u00e8me financier tout-en-un pour les particuliers, les entreprises et leurs clients, publie aujourd’hui son premier rapport d’impact intitul\u00e9 \u00ab Cr\u00e9er le bonheur financier \u00bb. Ce rapport retrace l\u2019\u00e9volution …<\/p>\n","protected":false},"author":2,"featured_media":9907,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1195,1304,1204],"class_list":["post-9906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-affaires","tag-finance","tag-general"],"yoast_head":"\nMoniepoint publie son premier rapport d'impact, r\u00e9v\u00e9lant comment le tout premier acc\u00e8s au cr\u00e9dit transforme les entreprises africaines - Magazine Shams Al Yaoum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shams-alyaoum.com\/fr\/moniepoint-publie-son-premier-rapport-dimpact-revelant-comment-le-tout-premier-acces-au-credit-transforme-les-entreprises-africaines\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Moniepoint publie son premier rapport d'impact, r\u00e9v\u00e9lant comment le tout premier acc\u00e8s au cr\u00e9dit transforme les entreprises africaines - Magazine Shams Al Yaoum\" \/>\n<meta property=\"og:description\" content=\"L’entreprise a octroy\u00e9 plus de 700 millions de dollars de cr\u00e9dit aux MPME en 2025 Moniepoint Inc. 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