Cairo –celine alkady
eFinance for Financial and Digital Investments announced its consolidated financial results for the first half ending June 30, 2025, showcasing sustained strong performance across revenues and profitability, driven by notable growth across its subsidiaries. Consolidated revenues surged by 41.5% year-on-year to reach approximately EGP 3.2 billion, while EBITDA jumped 60.5% to EGP 1.6 billion, with an operating margin improvement to 50.1%. Net profit after minority interest grew by 44% to record EGP 1.1 billion, while adjusted net profit—excluding allocations for the employee incentive program—increased by 65.2% to EGP 1.3 billion.
eFinance for Financial Facilities Technology remained the top contributor to group revenues, accounting for 87% of the total, with revenues climbing 36% to EGP 2.8 billion, driven by the expansion of cloud computing services and transaction management. Transaction management revenues grew by 40% to EGP 1.1 billion, boosted by variable-fee transactions, while cloud computing revenues leapt 63.1% to EGP 1.2 billion. Conversely, integrated network solutions revenues declined 7.1% to EGP 446.2 million. Other subsidiaries also recorded impressive growth: eNovate revenues rose 112.5% to EGP 175.1 million, eAswaaq jumped 87.6% to EGP 145.3 million, e-Nable achieved exceptional growth of 510.7% to EGP 42.8 million, and Khales increased 8.3% to EGP 45.4 million.
Gross profit advanced 58.4% to EGP 1.8 billion, with gross margin improving by 6 percentage points to 56.3%, supported by higher contributions from high-margin activities such as transaction services and cloud computing. The second quarter alone showed strong momentum, with gross profit soaring 76.3% to EGP 918.9 million and gross margin rising to 57.1%. Net profit after minority interest for Q2 surged 65.2% to EGP 495.9 million, while adjusted net profit more than doubled to EGP 638.2 million, reflecting robust operating performance.
Commenting on the results, Ibrahim Sarhan, Chairman and CEO of eFinance, said the group’s strong performance underscores its ability to sustain growth and achieve its operational, financial, and strategic targets. He pointed to the recent improvement in Egypt’s macroeconomic indicators—including declining inflation, stable exchange rates, and stronger aggregate demand—as providing a favorable environment for the group’s expansion and investment opportunities.
Sarhan highlighted that the group’s tourism investments are delivering outstanding results, with eFinance covering over 100 touristic sites and Egypt recording a historic 8.7 million tourist arrivals in H1 2025, reinforcing the group’s leadership in digital payment solutions for the tourism sector. He further noted that strategic subsidiaries such as e-Tax and e-Health have begun significantly enhancing profitability. eFinance, he said, continues to move forward with restructuring subsidiaries to streamline operations, optimize costs, and maximize synergies across the group—supporting sustainable and solid growth.
Concluding his remarks, Sarhan expressed confidence in the group’s ability to sustain strong financial and operational results in the coming period, reaffirming its commitment to its strategic objectives and its drive to explore further investment opportunities in Egypt’s key strategic sectors.
